Earning up to 5% APY on your savings shouldn't be complicated. Paxify makes high-yield savings simple, transparent, and accessible to everyone. Here's exactly how it works.
Reserve your spot by entering your email. We're launching soon and accepting early access members on a first-come, first-served basis.
Once you receive your invitation, complete a simple 5-minute signup process. No minimum deposit required. Verify your identity and you're ready to go.
Deposit funds and immediately start earning up to 5% APY. Interest compounds daily and is paid monthly. Withdraw anytime with no penalties.
Paxify uses a conservative, transparent strategy to generate returns for your savings. Here's exactly where your money goes and how it earns interest:
Your funds are allocated to high-grade money market instruments including short-term government securities and investment-grade corporate bonds. These are among the safest, most liquid investments available.
A portion of funds is invested in tokenized U.S. Treasury bills, which offer stable, government-backed returns. This provides both security and competitive yields.
We utilize vetted, audited yield protocols that generate returns through overcollateralized lending. Your funds remain in USD-pegged stablecoins, maintaining dollar stability while earning yield.
Important: Returns are variable and not guaranteed. The ~5% APY target is based on current market conditions and may fluctuate. Past performance does not guarantee future results. Paxify is not a bank and your funds are not FDIC insured.
Security is our top priority. We've implemented multiple layers of protection to ensure your funds are safe and accessible.
You maintain ultimate control of your funds through cryptographic keys. We simplify the process while ensuring you're always in control.
All data is encrypted in transit and at rest using AES-256 encryption. We never store sensitive information in plain text.
Large transactions require multiple approvals, preventing unauthorized access even if one key is compromised.
Our smart contracts and infrastructure undergo regular third-party security audits by leading firms.
Once you receive your early access invitation, the signup process takes about 5 minutes. You'll need a valid ID and basic personal information. Most accounts are approved instantly.
No. You can open a Paxify account with any amount. Start with $1 or $10,000—it's up to you. There are also no monthly fees or minimum balance requirements.
Most withdrawals are processed instantly. In some cases, larger withdrawals may take up to 24 hours (T+1) depending on market conditions. There are no withdrawal penalties or lockup periods.
Interest compounds daily and is paid to your account monthly. You can see your accrued interest in real-time in your dashboard.
Yes. Paxify is designed to be globally accessible. As long as you have an internet connection, you can access your account from anywhere. Some jurisdictions may have restrictions—check our terms for details.
Because you maintain control of your funds through assisted self-custody, you can always access and withdraw your money even if Paxify ceases operations. Your funds are not held by Paxify—they're held by you.
Join 23,475+ people already on the waitlist for early access.