Terms of Service

1. Acceptance of Terms

By accessing or using Paxify's services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Service

Paxify provides a digital savings platform that allows users to deposit USD-pegged stablecoins and earn variable yields. Our service is designed to:

• Facilitate deposits and withdrawals of digital assets
• Generate yield through conservative DeFi strategies
• Provide transparent reporting of account balances and returns

3. Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts in your jurisdiction. By using Paxify, you represent and warrant that you meet these requirements.

4. Account Registration

To use Paxify, you must create an account and provide accurate information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access

5. Financial Risks

Important: Paxify is not a bank, and deposits are not insured by any government agency. By using our service, you acknowledge:

• Returns are variable and not guaranteed
• You may lose some or all of your deposited funds
• Past performance does not indicate future results
• Digital assets are subject to market volatility

6. Prohibited Activities

You agree not to:

• Use the service for any illegal purpose or in violation of any laws
• Attempt to gain unauthorized access to our systems
• Engage in money laundering, terrorist financing, or other financial crimes
• Manipulate or interfere with the proper functioning of the platform

7. Fees and Charges

Paxify may charge fees for certain services. All applicable fees will be disclosed to you before you complete a transaction. We reserve the right to modify our fee structure with reasonable notice.

8. Termination

We reserve the right to suspend or terminate your account at any time, with or without cause, including for violations of these Terms. Upon termination, you will have the opportunity to withdraw your funds subject to applicable laws and regulations.

9. Limitation of Liability

To the maximum extent permitted by law, Paxify shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses resulting from your use of the service.

10. Changes to Terms

We may modify these Terms at any time. We will notify you of material changes via email or through the platform. Your continued use of Paxify after such modifications constitutes acceptance of the updated Terms.

11. Contact Information

If you have questions about these Terms, please contact us at [email protected].